I’m spending £3k on my girl, 2, this Xmas including a PONY – £2k is on credit but who cares, I’ll get help to write off

STARING at the mountain of wrapped gifts in Louise Webster’s house, you’d be forgiven for thinking she is from a huge family.

But the single mum has just one child, daughter Ivette Sophia who is two – and will be getting £3,000 of presents this Christmas.

Louise, 29, from Birmingham is a part-time cleaner and care assistant who’s whacked £2,000 on a credit card to pay for the haul including an iPad, TV, mobile phone… and even a PONY.

But she sees nothing wrong with getting into debt if it means giving her tot the festive season she deserves, and doesn’t understand why other parents don’t do the same.

The mum is unashamed about spoiling her toddler, insisting it’s the least she deserves after a year filled with coronavirus.

Here, she speaks to Fabulous about her extravagant Christmas plans...

“I lived for Christmas when I was little, I’d start my Santa letter in May and decorate my bedroom in September. 

My parents could only ever afford a couple of gifts, so when I had Ivette in January 2018 I vowed to do my best to make Santa’s arrival extra special every year. 

She’s had 20 presents the last two years, but I’m upping the ante in 2020 and she’s getting twice that.

I’m spending £3,100, with £2,000 of that on credit cards. I don’t care if people criticise me, it’s my decision and my debt. She is worth spoiling.

She may only be little but she’s had such a hard year what with not being able to see friends and family. Covid has stolen her childhood and she deserves a special Christmas.

Yes, the debt terrifies me – but I am more worried about my daughter not having a special Christmas. 

If I start to really struggle I’ll just get one of those long-term payment plans to help. There’s plenty of help out there if you need it.

I never usually use the credit card so I have decided to splash out, it’ll be worth it to see her beaming face as she opens all her gifts. The more the better I say! 

I know I’m going to have to pay it off all next year, but I’ll be happy to go without for most of it to make her life extra special just for one day. 

I’m spending £3,100, with £2,000 of that on credit cards. I don’t care if people criticise me, it’s my decision and my debt. She is worth spoiling.

I don’t care what other people think. She is my child, and she deserves the best. 

I know others will label it lockdown lunacy but it’s my money and my choice. 

Ivette is incredibly well behaved and shares all her toys – which is good because she’s soon going to have loads more.

I’ve got her a £250 iPhone so she can Zoom her friends as much as she wants.

There’ also a £250 iPad, a princess wardrobe and bed set which was £600 and I’m getting her a television for her room that will cost £500 so she and her little pals can have movie nights after lockdown. 

I’ve stocked up on designer clothes for her for this year and next year as she’s growing so quickly. 

There’s a Monsoon party dresses which was £50, a Burberry dress at £80, and some Nike trainers like the ones Kylie Jenner’s daughter Stormi wears. They were £200 and I ordered them straight from America.

Ivette loves horses so I’ve decided to spend £1,000 on a pony and stabling for a year for her.  

I can pay that off in monthly instalments, and she’ll have riding lessons too.

I’ve got her a £250 iPhone so she can Zoom her friends as much as she wants. There’ also a £250 iPad, a princess wardrobe and bed set which was £600 and I’m getting her a television for her room that will cost £500.

That’s a good gift as she’s have to learn about looking after an animal by mucking out and clean her tack. 

I’ve also stocked up on little things like Barbie dolls books, colouring sets, games and Lego in sales during the year. 

I got up at 2am once so I could so I could be the first on an online sale to get her a special Barbie doll.

A lot of her presents are proper investment purchases. 

I’m going to work more shifts, ditch new clothes and haircuts to help pay for it.

I know I am spoiling her, but she isn’t a spoilt child. 

My mum, Lou, 52, says she’ll be more interested in the paper than the presents, but so what?

It’s my child, my parenting decisions. I won’t listen to anyone’s bar-humbug views.”

We shared how a mum covered her room with Christmas wrapping paper as she can’t afford wallpaper & people debate if it’s amazing or tacky.

And a mum-of-four who spends £1.2k on her kids’ Christmas gifts defends HUGE present pile.

Plus a woman panic bought all her Christmas presents in 5 hours before lockdown and Argos staff had to carry her bags as she had so many.

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